50 year old couple shaking hands with disbaility lawyer on a couch in florida

As we age, the likelihood of suffering a disabling injury increases significantly. For example, falls are much more common among older adults, and older adults are also more likely to suffer severe injuries or a disability after a fall. Adults 50 and older with disabilities often struggle to meet their needs, but Social Security disability benefits can offer a financial lifeline to those in need.

The Florida Social Security disability benefits lawyers at the Disability Advocates Group Florida can help if you’re age 50 or older and have a disabling medical condition. Applying for Social Security disability benefits is a long and complicated process, and we’re here to simplify things for you. We’ll handle all the forms and legal work, including any necessary claim appeals, while you concentrate on spending time with those close to you. Social Security disability claims are all we do, which gives us in-depth experience and insights you won’t find at other firms. We have offices throughout Florida, and you can contact us anytime for a free consultation.

Types of Social Security Disability Benefits in Florida

There are two main types of Social Security disability benefits available to Florida residents age 50 and older. The first and more common type is Social Security Disability Insurance (SSDI). SSDI provides monthly income to people with a long-term or terminal illness that keeps them from working. The Social Security Administration (SSA) maintains lists of qualifying disabilities, one for adults and one for children.

In general, your disability must last for at least 12 months, have already lasted that long, or be expected to be fatal in order for you to qualify for SSDI benefits. You must also have earned enough credits by paying Social Security taxes. If you meet these requirements and prove your condition meets the SSA’s definition of disability, you can receive SSDI benefits, regardless of your financial status.

The other main type of Social Security disability benefit is Supplemental Security Income (SSI). SSI also provides income to blind or disabled adults and those over 65, but the requirements for these benefits are based on financial need instead of your work history. Under the current SSA guidelines, single adults qualify for SSI if they make less than $1,971/month, and the income limit increases for couples and parents with children.

Like SSDI, the SSI program is primarily aimed at people with long-term disabilities. It’s also possible to receive SSDI and SSI benefits concurrently in some circumstances, though you’ll need legal assistance to get through the application process and handle any issues the SSA might raise with your claim.

Common Disabilities Among People 50 and Older

As people age, they may face health issues that make it difficult to continue working. For those over 50, some of the most common disabilities include:

  • Arthritis: Arthritis often develops from wear and tear on the joints over time and can cause joint pain, stiffness, and inflammation. It can make it difficult to stand, walk, or perform tasks requiring fine motor skills, limiting a person’s ability to work.
  • Heart Disease: Heart disease includes conditions like coronary artery disease and heart failure that can develop from high blood pressure, high cholesterol, or smoking. Heart disease can lead to fatigue, shortness of breath, and chest pain, making physical work especially challenging.
  • Diabetes: Type 2 diabetes becomes more common with age. It can cause complications like nerve damage, vision problems, and poor circulation, which can limit mobility and the ability to focus on tasks.
  • Chronic Back Pain: Degenerative disc disease, spinal stenosis, or old injuries can lead to chronic back pain, making it hard to sit or stand for long periods. People with severe back pain often struggle with jobs that require physical movement or prolonged sitting.
  • Falls and Injuries: Falls are a leading cause of disability in adults over 50 because as people age, they may experience reduced balance and coordination. Falls can lead to broken bones, head injuries, or damage to the spine. These injuries can cause long-term mobility issues and chronic pain, preventing individuals from returning to physical jobs or jobs that require prolonged sitting or standing.
  • Vision Loss: Age-related conditions like macular degeneration, cataracts, or glaucoma can impair vision. Loss of eyesight can prevent people from performing tasks that rely on good vision, such as reading, using computers, or operating machinery.

How Much Do Social Security Disability Benefits Pay?

The federal government uses formulas to determine whether you qualify for Social Security disability benefits and how much you receive if you’re eligible. Recent data from the SSA indicate that the average monthly SSDI amount is currently around $1,700.

Complicated calculations are required to determine your SSI benefit, too. According to the SSA, eligible individuals receive a maximum of $943 per month in SSI benefits, while eligible couples can receive up to $1,415. Some states (including Florida) offer supplementary benefits to people with disabilities.

How to Apply for Social Security Disability Benefits in Florida

To apply for Social Security disability benefits in Florida, you must complete an application online, by phone, or at your local Social Security office. You’ll need to provide details about your medical conditions, treatments, and work history to show how your disability prevents you from working. The SSA will then review your medical records and decide whether you qualify for benefits.

The application process can be complicated, and the SSA initially denies most claims. Working with a lawyer can make applying easier and improve your chances of getting approved. If the SSA denies your claim, a lawyer can also help you appeal the decision and fight for the benefits you deserve.

Contact a Florida Social Security Disability Benefits Lawyer Now

No matter your age, you have the right to Social Security benefits if a disability prevents you from working. The Disability Advocates Group Florida can help you claim these benefits so you can take care of yourself in years to come. Call us today or complete our contact form for a free consultation.