child with a disability
By Michelle Shvarts
Principal Attorney

The world of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) can be complex, especially when it comes to children in need. In Florida, families facing the challenges of disability may find themselves wondering about the eligibility criteria, application process, and the benefits available for their children. In this comprehensive guide, we will delve into the specifics of SSDI and SSI benefits for children in Florida and how Disability Advocates Group can assist you in securing the support your child deserves.

Understanding SSDI and SSI for Children

SSDI for Children

SSDI is typically associated with adults who have accumulated work credits. However, SSDI benefits are also available to children under certain circumstances:

  1. Adult Child Disability Benefits (ACDB): Adult children who became disabled before the age of 22 and have a parent who is deceased, retired, or receiving SSDI may qualify for ACDB based on their parent’s work history.

SSI for Children

SSI, on the other hand, is a need-based program designed to provide financial assistance to disabled children in low-income families. To be eligible for SSI benefits in Florida, a child must meet the SSA’s definition of disability, have limited income and resources, and be under the age of 18.

Determining Disability for Children

The SSA uses a different set of criteria to evaluate disability in children compared to adults. When assessing a child’s disability, the following factors are considered:

  1. Severity of Impairment: The child’s medical condition must significantly limit their ability to perform age-appropriate activities.
  2. Duration of Impairment: The disability must be expected to last for at least 12 months or result in death.
  3. Functional Limitations: The SSA evaluates how the disability affects the child’s daily activities, including their ability to learn, play, and interact with others.

The Application Process

Navigating the application process for SSDI or SSI benefits for your child can be challenging. Here are the essential steps:

  1. Initial Application: Begin by filing an application for either SSDI CDB or SSI benefits for your child. Ensure you provide complete and accurate information about your child’s disability, medical records, and financial situation.
  2. Medical Evaluation: The SSA will review your child’s medical records and may request additional information or evaluations to assess the disability.
  3. Disability Determination: SSA disability examiners will assess your child’s medical evidence and determine if they meet the criteria for disability.
  4. Financial Assessment: For SSI, a financial assessment is conducted to determine eligibility based on your family’s income and resources.
  5. Appeals (if necessary): If your child’s application is denied, you have the right to appeal. This process may involve reconsideration, an administrative hearing, and further appeals if needed.

Disability Advocates Group: Your Partner in the Process

Navigating the SSDI and SSI application process for your child can be overwhelming, but you don’t have to do it alone. Disability Advocates Group is here to assist you every step of the way:

  1. Application Assistance: We can help you complete a thorough and accurate application to increase the chances of approval.
  2. Gathering Medical Evidence: Our team will work with you to gather the necessary medical evidence to support your child’s disability claim.
  3. Navigating Appeals: If your child’s application is denied, we’ll guide you through the appeals process, ensuring all deadlines are met and your child’s rights are protected.
  4. Advocating for Your Child: We are dedicated to advocating for the rights and well-being of children with disabilities in Florida.

Understanding SSDI and SSI benefits for children in Florida is essential for families facing the challenges of disability. Disability Advocates Group is here to provide the guidance and support you need to navigate the application process and secure the financial assistance your child deserves. Don’t hesitate to reach out to us for expert assistance and personalized care on your journey to securing SSDI or SSI benefits for your child.

About the Author
Ms. Shvarts and the rest of the team at Disability Advocates Group are dedicated to assisting individuals in Florida obtain Social Security Disability Benefits (SSDI) and Supplemental Security Income (SSI) benefits.